Home Mortgage Disclosure Act

The Home Mortgage Disclosure Act data about our residential mortgage lending are available for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex and income or applicants and borrowers; and information about loan approvals and denials.  Inquire through any branch office regarding the locations where HMDA data may be inspected.  To receive a copy of these data send a written request to Hudson Valley Bank, N.A., 21 Scarsdale Road, Yonkers, New York 10707.