Consumer Loans
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Consumer Loans Credit Cards Home Equity Lines of Credit Residential Mortgages |
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Consumer Loans
Car Loans
Hudson Valley Bank offers loans secured by your new or used car. You have a choice of fixed or adjustable rate programs. Loan terms are available for up to five years.
Installment Loans
Hudson Valley Bank offers unsecured personal loans to qualified individuals for all legal purposes. You have a choice of fixed or adjustable rate programs. Loan terms are available for up to five years.
Lines of Credit
Cash Reserve Lines of Credit
Hudson Valley Bank offers protection on your personal checking account for overdrafts up to $5,000. Funds will be provided from your line should you overdraw your account if you have a Cash Reserve Line of Credit attached to your checking account with Hudson Valley Bank. These lines have a fixed rate and are revolving.
For additional information about our comprehensive Consumer Loan products, contact the Branch nearest you or click here to Contact Us.
Credit Cards
Hudson Valley bank has an exciting and comprehensive suite of credit cards for customers for their personal or business use. The new cards feature an attractive rewards program and competitive rates on purchases and balance transfers for the first six months.
Businesses have a choice of a card with or without travel rewards. Individuals can choose from four cards, with either cash, travel or merchandise redemption rewards programs. Specialty cards are also available for young adults and college students. Approval for credit cards is subject to credit underwriting.
Visit your local branch or call (914) 768-6912 to apply for a select Hudson Valley Bank credit card for you or your business.
Home Equity Lines of Credit
Hudson Valley Bank offers a full array of Home Equity Lines of Credit (HELOCs) to help you take advantage of a flexible source of funds for personal or business use. Our HELOCs can be used for any purpose you choose, including home improvements, business expansion, college tuition, a special vacation or to consolidate high interest debt. We offer HELOCs for primary, vacation and investment properties, including Jumbo HELOCs.
Our HELOC program includes:
- Primary Residences
- Vacation Homes
- One to six family investment properties
Special features of our HELOCs include:
- High Dollar Amounts (Jumbo HELOCs over $1 million for eligible borrowers)
- Competitive Rates and Terms
- Easy Application
- Fast Approvals
Our rates and products change regularly. Please call Jewell Brain at (914) 768-6912 for additional information about our HELOCs.
Residential Mortgages
Hudson Valley Bank can meet your residential mortgage needs. We lend on 1-4 family homes, condominiums and cooperatives. Our loans may be for primary residences, second homes and investment properties.
- Balloon Mortgages
Our rates and products change regularly. Please call Jewell Brain at (914) 768-6912 for additional information about our Residential Mortgages.
