Privacy Policy

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FACTS WHAT DOES HUDSON VALLEY BANK
DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have
with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • wire transfer instructions and credit scores

When you are no longer our customer, we continue to share your information as described in this
notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Hudson Valley Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Hudson Valley Bank
share?
Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call (914) 961-6100 or visit www.hudsonvalleybank.com

What we do

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Hudson Valley Bank
collect my personal information?

We collect your personal information, for example, when you

  • open an account or make deposits or withdrawals from your account
  • apply for a loan or give us your contact information or
  • make a wire transfer

We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • Hudson Valley Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.

  • Hudson Valley Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies.
 

Hudson Valley Bank, 21 Scarsdale Road, Yonkers, NY 10707