Consumer Loans

Family standing near new home


Installment Loans

Sterling National Bank offers secured and unsecured personal loans to qualified individuals for all legal purposes. You have a choice of fixed or adjustable rate programs. Loan terms are available for up to five years.

Lines of Credit

Cash Reserve Lines of Credit

Sterling National Bank offers protection on your personal checking account for overdrafts up to $5,000. Funds will be provided from your line should you overdraw your account if you have a Cash Reserve Line of Credit attached to your checking account with Sterling National Bank. These lines have a fixed rate and are revolving.

For additional information about our comprehensive Consumer Loan products, contact the Financial Center nearest you or click here to Contact Us.

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Credit Cards

Sterling National Bank has an exciting and comprehensive suite of credit cards for customers for their personal or business use. The new cards feature an attractive rewards program and competitive rates on purchases and balance transfers for the first six months.

Businesses have a choice of a card with or without travel rewards. Individuals can choose from three cards, with either cash, travel, or merchandise redemption rewards programs. Specialty cards are also available for young adults and college students. Approval for credit cards is subject to credit underwriting.

Visit your local Financial Center or call (914) 768-6814 to apply for a select Sterling National Bank credit card for you or your business.

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